PhonePe COVID 19 Insurance Policy - How To apply and Benefits of this Insurance

PhonePe COVID 19 Insurance - How To apply and Benefits of this Insurance: PhonePe recently launched an insurance policy that covers the hospitalization expenses for those who are tested positive for coronavirus and are not having any health insurance. Based on the cover that the customers choose, expenses up to Rs. 50,000 to Rs. 1,00,000 will be covered. This is offered by Bajaj Allianz Insurance.

How to Apply For PhonePe COVID 19 Insurance Policy

PhonePe Covid-19 insurance can be purchased from the app itself. It takes only two minutes to purchase the policy. There are two options for the cover amount, one is Rs. 1,00,000 and the other is Rs. 50,000. Select one option and fill the details such as whether the insurance is being purchased for self, spouse, child, father or mother, name as on ID card, email ID to get the policy document, age of the policyholder. Then agree to the terms and conditions and continue to pay the premium based on the coverage amount.

There is no need to get any medical tests before purchasing the PhonePe corona care policy. The policy documents will be sent to the buyer immediately to the email address mentioned. Claims are eligible only if the policyholder is not tested Covid-19 positive within 15 days of purchasing the policy. Premium amount to be paid is Rs. 396 for Rs. 50,000 sum insured and Rs. 542 for the sum insured of Rs. 1,00,000. There is no need to pay anything to buy the coronavirus policy on PhonePe.

Who can Apply For PhonePe COVID 19 Insurance

The COVID-19 insurance policy of PhonePe is can be availed by any Indian citizen. Age of the applicant must be between 18 and 55 years.

Benefits of the PhonePe COVID 19 Insurance

PhonePe Covid-19 insurance policy covers the hospitalization expenses. Included in these are the hospitalization expenses, pre and post hospitalization expenses for 30 days. It covers hospitalization treatment in private hospitals and pre and posts hospitalization expenses for treatment taken at government as well as private hospitals.

The policy covers –
- Room rent, nursing expenses.
- Intensive care unit and ICCU charges.
- Consultant, medical practitioner, anaesthetist and other special fees.
- Blood, oxygen, ventilators, medicine and drugs charges and also operation theatre
charges.

- Lab tests, X-ray and other diagnostic tests.
- Ambulance expenses when there is a need for hospitalization.
- Coronavirus treatment in Ayush hospitals.
- Gloves, masks and other expenses.